Artical Details

Understanding Coverage: What’s Really Included?

Insurance can sometimes feel like a world of fine print and complex terms. You buy a policy hoping it covers you when something goes wrong — but when that moment comes, confusion often takes over. Many people are surprised to find that their policy doesn’t include what they assumed it did. Rashine Mitchell believes that understanding your coverage is the first step toward true financial empowerment.

Every insurance policy — whether it’s life, auto, home, or health — has specific inclusions, exclusions, and limitations. Knowing these details can make the difference between a smooth claim process and a frustrating experience. For instance, your home insurance might cover water damage from a burst pipe but not from flooding. Your life insurance might pay out for natural causes but exclude certain high-risk activities.

Rashine emphasizes education before enrollment. He encourages his clients to ask questions like:

  • What events are covered under this policy?

  • Are there exclusions I should be aware of?

  • How will this policy adapt as my life circumstances change?

By breaking down complicated terms into simple explanations, Rashine ensures every client fully understands what they’re buying. This transparency builds trust — and trust is the foundation of every successful insurance relationship.

Insurance isn’t just about protecting assets; it’s about protecting people. When clients know their coverage inside and out, they gain confidence in their decisions and peace of mind knowing they’re genuinely protected. Rashine’s commitment is to guide each individual toward clarity, protection, and long-term financial security.