ife insurance is one of those decisions that can shape your family’s future — yet many people misunderstand how it really works. While it’s easy to buy a policy online, it’s even easier to make costly mistakes that leave your loved ones underprotected. Rashine Mitchell has seen this firsthand and shares the three most common mistakeson
The first mistake is choosing the wrong policy type. Many individuals select the cheapest plan without understanding what it covers. Term insurance and whole life insurance serve very different purposes — one provides coverage for a specific period, while the other builds long-term value. The right choice depends on your goals, age, and financial situation.
The second mistake is underestimating how much coverage you actually need.
The third mistake is failing to review and update the policy regularly. Life changes — you may get married, have children, or switch careers. Each milestone should trigger a review of your coverage. A policy that made sense five years ago might not meet your needs today.
Rashine’s goal is to help clients avoid these pitfalls through clear communication and honest guidance. He walks clients through every step, ensuring they know what they’re paying for and why it matters. Life insurance isn’t just about death benefits — it’s about building long-term financial stability and giving your loved ones the future they deserve.